The phone rings. It’s your accountant telling you that your bank overpaid a construction draw by almost $50,000 and the bank had no record of this payment on the amortization schedule. What do you do with this money? That is precisely the decision a Doctor had to make with two months left until completion on the renovation of a recently purchased medical building for her new branch. Let’s break it down to see how a manual construction loan process can lead to errors like this and why it needs to be a relic of the past.